Privacy Policy

Last updated: May 2026

1. Introduction

Golden Ratio Group (Pty) Ltd ("GRG", "we", "us") is committed to protecting your personal information in accordance with the Protection of Personal Information Act, 2013 (POPIA) and other applicable South African legislation.

2. Information We Collect

We may collect personal information when you:

• Contact us via email or our website
• Enter into a business relationship with us
• Apply for employment or engage as a contractor

This may include your name, contact details, identification numbers, and financial information relevant to our business relationship.

3. Purpose of Processing

We process personal information for the following purposes:

• Fulfilling contractual obligations
• Complying with legal and regulatory requirements
• Communicating with stakeholders and business partners
• Internal administration and record-keeping

4. Retention

We retain personal information only for as long as necessary to fulfil the purposes for which it was collected, or as required by law.

5. Your Rights

Under POPIA, you have the right to:

• Request access to your personal information
• Request correction or deletion of your personal information
• Object to the processing of your personal information
• Lodge a complaint with the Information Regulator

6. Security

We implement appropriate technical and organisational measures to safeguard personal information against unauthorised access, loss, or damage.

7. Third Parties

We do not sell personal information. We may share information with service providers, professional advisors, or regulatory authorities where required by law or necessary for our business operations.

8. Cookies

This website does not use cookies or tracking technologies.

9. Contact

For privacy-related enquiries, contact our Information Officer:
info@goldenratiogroup.co.za