Terms of Use

Last updated: May 2026

1. Acceptance

By accessing this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use this site.

2. Use of Website

This website is provided for general informational purposes only. The content does not constitute financial, legal, or investment advice. Golden Ratio Group (Pty) Ltd ("GRG") makes no representations regarding the suitability of any information for your particular circumstances.

3. Intellectual Property

All content, logos, trademarks, and design elements on this website are the property of GRG and may not be reproduced, distributed, or used without prior written consent.

4. No Offer or Solicitation

Nothing on this website constitutes an offer to sell, a solicitation of an offer to buy, or a recommendation of any security, investment product, or service. Any investment decisions should be made in consultation with a qualified financial advisor.

5. Limitation of Liability

GRG shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use this website, or from any information provided on it.

6. External Links

This website may contain links to third-party sites. GRG is not responsible for the content or privacy practices of those sites.

7. Governing Law

These terms are governed by the laws of the Republic of South Africa. Any disputes shall be subject to the jurisdiction of the courts of the Western Cape.

8. Changes

We reserve the right to update these terms at any time. Continued use of the website constitutes acceptance of any changes.

9. Contact

For enquiries regarding these terms:
info@goldenratiogroup.co.za